My uncle in Cleveland laughed when I said I'd buy a house by 30, and he was right but not for the reason I figured

William Harris · 2026-09-30T05:10:04.829522+00:00

When I turned 24 my uncle sat me down at a diner in Cleveland and told me to stop dreaming about a house and start fixing my credit first, and I brushed him off because I figured a good job was all I needed. Fast forward to 29 and I got denied for a $180,000 loan over a $2,400 cable bill from an old apartment I forgot about. He wasn't trying to crush my dream, he just knew the paperwork side bites before the income side does. Now I check my credit report every few months like it's a bill I actually owe. Did anyone else get warned about the boring stuff first and ignore it anyway?

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My uncle in Cleveland laughed when I said I'd buy a house by 30, and he was right but not for the reason I figured | Adulting Confessions - Thought Shares