15
Spent 45 minutes chasing a bounced check fee because the bank app showed the deposit as available
The teller told me it was my fault for not reading the fine print, but why show a balance you can't actually touch without some hidden 3 day hold that wasn't listed anywhere in the transaction history?
3 comments
Log in to join the discussion
Log In3 Comments
mark4361mo ago
Honestly, I get why you're frustrated, but I gotta push back a little on this one. Banks are shady with their fine print, but that available balance is more like a heads up that the check cleared the other bank, not that you can spend the cash right away. I learned the hard way a few years back when I was short on a supply run because I assumed the same thing. It's a pain, but that "available" usually means it's on its way to posting, not that it's actually yours to touch.
3
jade5171mo ago
Right there with you, I once bought concert tickets with an "available" balance and got hit with an overdraft fee so bad I could hear my wallet crying for weeks. Learned that lesson real fast, about as fast as my bank took to slap me with those fees.
8