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My $7 spreadsheet template replaced my $80 budgeting app
I was paying for a fancy app for 6 months and still overspending every week. Finally copied a simple Google Sheets layout from a YouTube video, tracked my coffee and takeout for 2 weeks, and realized I was dropping $140 a month on stuff I didn't even enjoy. Anyone else found that plain old notes or free tools work better than paid ones?
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miller.rowan1mo ago
Free tools beat paid apps almost every time for basic stuff like this. Those apps add all this fancy stuff you never touch, then hit you with a monthly fee anyway. What actually works is writing down every purchase the second it happens, even the small ones. A two dollar coffee feels like nothing until you see it twenty times in one month. Spreadsheets are great because you can change them however you want instead of fighting with some app's setup. Kicking myself for not doing the free version sooner. Two weeks of honest tracking tells you more than six months of an app doing it for you.
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