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The $9 envelope trick a teller at my credit union in Dayton showed me
I used to pull from my checking account for gas and snacks without tracking it, and I was short $60 on rent twice this spring. She said to take out cash for the whole week on Monday, stuff it in labeled envelopes, and leave the debit card at home. My question is, do you do the all-cash thing for everything or just the categories you know you overspend on?
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