Chose a secured card over a co-signer, glad I did

I was rebuilding after a rough patch in 2023 and had to pick between asking my mom to co-sign on a regular card or putting $300 down on a secured one. Went with the secured card from my local credit union in Austin, started with a $300 limit and just used it for gas. After 7 months they bumped me to $800 and gave me back the deposit, which felt way better than owing my mom. Has anyone else gone the secured route and had to wait it out, or did co-signing actually work out for you?

0 comments

0 Comments

No comments yet

Be the first to share your thoughts on this discussion.