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Hot take: the guy at my credit union in Tulsa told me to stop paying my card twice a month
I was at the teller window in Tulsa two weeks ago and mentioned I pay my card every time I get paid, which is twice a month, thinking I was being smart. He pulled up my account and showed me my statement date is the 5th, so half my payments land after the balance gets reported and do nothing for my score. Do you all time your payments around the statement date or just pay whenever the money shows up?
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dakotab9319d ago
pay whenever the money shows up" is how banks count on you.
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