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I paid $50 for a 'credit monitoring' service that just sent me my own bank alerts
I signed up for this service online after seeing an ad that said it would find hidden errors on my report. For two months, all it did was email me whenever my bank's app sent a push notification about a big purchase. I finally called to cancel, and the guy on the phone tried to argue that seeing my own spending was a 'valuable fraud check'. Has anyone else found a credit service that actually does something new?
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avery_jackson12d ago
Honestly, that sounds like they just built a worse version of your bank's free alerts. Makes you wonder if the whole business model is just repackaging stuff we already get for free.
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diana61712d ago
You know, I used to agree with you avery_jackson about these services just copying bank alerts. Then my card got skimmed last month. My bank's alert came a full day after the weird charges started. One of these separate apps pinged me in under an hour because it watches different patterns. That extra time saved me a huge headache. It made me see they're actually looking at different data, not just repackaging the same old notices. Have you ever had a fraud alert come too late from your bank?
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