Used to pay my credit card bill once a month, now I pay it every Friday...

I started doing this after I saw my utilization hit 68% three months ago and my score dropped 30 points overnight. Has anyone else tried weekly payments and seen a real difference in their score?

4 comments

4 Comments

tara6421d ago

Got fed up with my score jumping around like crazy. Started weekly payments two months ago. Utilization went from 52% to 23% and my score climbed 35 points. It's not instant but it really stopped those big sudden drops. Used to think once a month was fine but this changed my mind completely.

jade_jenkins1d ago

Used to roll my eyes at the weekly payment thing, figured once a month was plenty. But seeing how much smoother your score moves now makes me want to try it on my own cards. Your numbers are pretty solid proof that small changes add up fast.

anderson.piper1d ago

Is 35 points really that life changing or just a little dopamine hit?

william_garcia1d ago

Weekly payments stopped the random score drops for me too. Simple fix that actually works.